Meridian Financial Advisors | Fee-Only Advisors

Welcome to Meridian Financial Advisors

We are Fee Only Fiduciary Advisors

We are independent fee-only fiduciary advisors because we believe it is the best and most honest way to serve our clients. We disclose and attempt to mitigate all potential conflicts of interest and do not receive commissions so that we can provide the ideal financial advice for your unique situation. 

Unbiased, Qualified Advice

Our fee-only approach is designed to give you peace of mind and allow us to build a deeper relationship of trust so that together we can address all areas of your financial life and not just your investment portfolio.

We have operated as fee-only advisors since 1993 because we believe it is the best business model to serve clients and help them reach their goals. 

Not all financial advisers are fiduciaries. However, at Meridian Financial Advisors, we are Registered Investment Advisers acting in a fiduciary capacity and are obligated by law and oath to disclose and attempt to mitigate all potential conflicts of interest. We do not receive kickbacks or commissions for recommending certain financial products.

As fiduciaries, we must always recommend what we believe are the ideal financial solutions for your unique situation, while other non-fiduciary advisors are only held to a “suitability” standard for their recommendations. 

Since we’re only compensated by you, our client, you can trust that we’re on your side doing all we can to help you grow your investments, resolve your financial challenges, and reach your most important life goals.

financial advisor meeting with client

Find out what you need to do to reach your goals

Click to access this financial planning tool to see how close or far you are from being able to retire or take that trip around the world. This tool provides a taste of what a CFP® can help you to accomplish. In this short exercise, answer questions about yourself and your future objectives. Then, request a consultation so that, together, we can build a plan to get you there. 

  • Workplace Benefits

    Maximize workplace benefits including options, RSUs, deferred comp., long-term care, & health savings accounts.

  • Investment Management

    We review your portfolio and adjust your holdings to match your risk tolerance, time horizon, and goals.

  • Retirement Planning

    We'll help you take action today to save and spend wisely for retirement so you never run out of money.

  • Fee-Only Comprehensive Financial Planning

    We look at the big picture and create a plan that addresses all areas of your financial life.
    No product sales. No commissions.

  • Estate Planning

    We work with your existing estate attorney or can refer you to one to help you reduce or avoid estate taxes completely.

  • Tax Planning

    Minimize taxes through asset location, distribution planning, avoiding active mutual funds in taxable accounts, and more.

  • Insurance and Risk Management

    We'll recommend what type and how much insurance you should have. Life, disability, LTC, umbrella, and Medicare plans.

Our Wealth Management Solutions

We help to organize your financial life to allow you to achieve your financial hopes and dreams so you can sleep better at night. We’ll help ensure your wealth management plan matches your unique situation, risk profile, and income and legacy needs.

For young professionals in their early career stage with the the ability to save toward financial goals, we offer a subscription service designed to help them get off to a strong start and develop financial habits to help them reach their life goals.

Other financial solutions

Key questions to ask an advisor

The CFP® designation is the gold standard in financial planning and CERTIFIED FINANCIAL PLANNER professionals are uniquely qualified to provide a complete range of financial planning solutions.

A NAPFA-registered financial advisor is a fee-only financial planner that adheres to the industry’s most demanding practice requirements, including fee-only compensation and a commitment to a comprehensive, holistic approach to financial planning. NAPFA advisors must prove competence in financial planning matters and provide a high level of care and responsibility to each client.

The Personal Financial Planning Process identifies financial goals and objectives and creates a plan for achieving them.

It gives you a long-term strategy for your financial future, taking into consideration every aspect of your financial situation and how each affects your ability to achieve your goals and objectives.

See our Financial Planning Questions page for the answers to these questions and many others. Also check out our completed NAPFA questionnaire on “Questions to Ask a Financial Planner.” Once you feel we’d be a good fit, just contact us to set up an initial meeting. 

Our stats as independent, fee-only advisors

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Our Affiliations

Certified Financial Planner Boston MA
NAPFA advisor - National Association of Personal Financial Advisors
financial-planning-association-fpa (1)
CFA Institute logo - Chartered Financial Analyst
5 Star Top Financial Advisor
Female Founder Collective Member

A Chartered Financial Analyst (CFA®) charter is a designation given to those who have completed the CFA® Program and completed acceptable work experience requirements.  Georgia Bruggeman has passed levels I & II of the CFA program and is not a charter holder. 

The CFA Program is a three-part exam that tests the fundamentals of investment tools, valuing assets, portfolio management, and wealth planning. The CFA Program is typically completed by those with backgrounds in finance, accounting, economics, or business. CFA charter holders earn the right to use the CFA designation after program completion, application, and acceptance by CFA Institute. CFA charter holders are qualified to work in senior and executive positions in investment management, risk management, asset management, and more.

What our clients say about us

Meridian Financial Advisors is a top-notch financial planning organization. We have been with them for 10+ years. Our advisors are highly knowledgeable, experienced and trustworthy.

I just retired and had an online meeting with Georgia and her team. Our advisors provided reports of our investments and thoroughly explained cash inflows, outflows, and the many options we have to ensure our financial safety throughout our retirement years. They advised us as to how best to provide for our son and ensure a sound estate plan.

They go beyond the numbers, too -- explaining choices for keeping ourselves healthy and active, including various types of living options. I highly recommend this firm to anyone seeking expert financial advice with trustworthy and caring advisors.
Joan B.

*This testimonial was given by a current Meridian Financial, LLC client. The client was not provided with any compensation for this testimonial. This testimonial is for informational purposes only and is not representative of all client experiences.

Sally and I thank you, Georgia, and your staff for helping to expand that money over the years, as you have. We feel very fortunate.
S. Snyder

*This testimonial was given by a current Meridian Financial, LLC client. The client was not provided with any compensation for this testimonial. This testimonial is for informational purposes only and is not representative of all client experiences.